Closing Costs in Oklahoma Explained — Who Pays What in 2025

October 17, 20251 min read

💡 What Are Closing Costs?

Closing costs are the final fees due at the end of your home transaction — covering loan, title, taxes, and more.

👥 Buyer Costs Typically Include:

  • Loan origination & underwriting fees

  • Appraisal and inspection

  • Title & escrow services

  • Prepaid taxes and insurance

💼 Seller Costs Typically Include:

  • Real estate commissions

  • Title insurance

  • Transfer fees and county filing fees

  • Potential repair credits

⚖️ Negotiating Closing Costs

In many Oklahoma transactions, sellers may cover a portion of buyer fees. With a skilled agent, you can structure an offer that benefits both sides.

📊Pro Tip:Empire Realtor Group clients often save thousands through vendor partnerships and negotiation expertise.

📞Estimate Your Closing Costs

Back to Blog